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On the Emerald Coast, gulf-front properties with documented short-term rental income north of $167,000 a year don't need an introduction. They need a showing.

This is 8011 Surf Drive, Unit A. Panama City Beach, FL. And it performs.

Sitting on the quiet east end of PCB -- away from the congestion of Pier Park but still close to everything that matters -- Surf Drive is the kind of address serious vacation rental investors look for and rarely find. Low traffic. Semi-private beach frontage. Direct Gulf of America views from three stories of private living space.

The property spans 3,076 heated square feet across three full floors. Five bedrooms. Five bathrooms. Multiple gulf-facing balconies on every level. A brand new hot tub. A 2-car garage. No shared amenities. No HOA fees cutting into your returns. No elevator banks full of strangers. Just a private Gulf of America beach house, ready to generate income from day one.

The rental history speaks for itself. This Panama City Beach investment property averaged $167,390 in annual gross revenue over the past four years -- with a peak year of $180,478. Already at $61,320 through May 2026, with the heart of summer rental season underway. The hot tub was replaced in late 2025, fully refreshing the asset ahead of its strongest season.

For the buyer who wants a Gulf of America beach house that doubles as a high-performing Emerald Coast short-term rental -- turn-key, no HOA, documented income, fairly priced -- this is it.

Schedule your private showing today.
#792400

Panama City Beach

8011 Surf Drive A

5 Beds

5 Baths

3,076 Sq.Ft.

$1,825,000

MLS#: 792400

Cute 2/1 Apartment for Rent. Located near Schools, Shopping and TAFB. NO PETS. Must have at least a 600 or better credit score. All measurements, zoning, sizes are approximate. Please verify if important.
#792413

Panama City

3921 E 10th Street

2 Beds

1 Baths

850 Sq.Ft.

$1,000

MLS#: 792413

Welcome home to this NEW Single-Story Home in the Sunny Hills Classic Community! The desirable Carolina Plan boasts an open design encompassing the Living and Kitchen spaces. The Kitchen features gorgeous cabinets, quartz countertops, and Stainless-Steel Appliances (including Range with a Microwave hood and Dishwasher). The primary suite has a private bath and a walk-in closet. This Home also includes 1 more bedroom and a secondary bathroom. Energy-efficient Low-E insulated dual-pane vinyl windows and a one-year limited warranty ensure comfort and peace of mind.
Located just off Hwy. 77, 30 miles north of Panama City and 12 miles South of Interstate 10, Sunny Hills is the perfect place to call home! Sunny Hills is the largest platted subdivision in Northwest Florida and has nearly 4000 acres of green belts and natural preserves, multiple lakes with swimming and boat launch areas, and an 18 hole golf course.
#792411

Chipley

4186 Quincy Avenue

2 Beds

2 Baths

937 Sq.Ft.

$168,990

MLS#: 792411

Discover Your Dream Home in the Clear Lake Estates Community! The Roanoke Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances. Retreat to the tranquil primary suite featuring dual vanity sinks and a spacious walk-in closet. Three additional bedrooms, a stylish secondary bathroom, and a charming patio complete this exceptional home.  Energy-efficient features like Low E insulated dual pane windows and a one-year limited home warranty ensure peace of mind.
Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!
#792410

Youngstown

8623 Kildee Lane

4 Beds

2 Baths

1,773 Sq.Ft.

$324,990

MLS#: 792410

Step into this inviting home and immediately feel a sense of warmth and style. The open-concept design is perfect for modern living and entertaining. The main living area flows seamlessly into the kitchen, which features a spacious kitchen island with elegant custom granite countertops, a stylish tile backsplash, and a sleek black composite sink. Throughout the home, luxury LVP flooring provides both durability and a touch of class, making maintenance a breeze. The large master bedroom is a serene retreat, complete with a generous walk-in closet to keep you organized. Two additional, spacious bedrooms offer plenty of room for family, guests, or a dedicated home office. This is your chance to own a home that perfectly blends high-end finishes with amazing value
#1007296

Crestview

5327 B Kervin Road

3 Beds

2 Baths

1,223 Sq.Ft.

$224,900

MLS#: 1007296

Welcome to Brighton Oaks! The Hayden floor plan is a two story 5 bedroom, 3 Bath home with two car garage. This beautifully updated home, features built-in bookcases in the front entry bonus room. The living room has been been crafted to perfection with the addition of a media/fireplace/entertainment wall as well as two shelved niches surrounding the tv, The interior features include vinyl flooring throughout the common areas, carpet in bedrooms, stairs and upstairs hallway, durable laminate countertops in the kitchen and baths. A downstairs guest bedroom and a full bath. Additional bedrooms scatter the second floor surrounding yet another living area! The primary bedroom has a large bath with walk-in closet, dual sink vanity.
Conveniently located, with Publix and schools in close proximity!

Schedule a showing today!!
#792430

Panama City

4068 Silver Spur Road

5 Beds

3 Baths

2,593 Sq.Ft.

$365,000

MLS#: 792430

This oversized 0.34 acre waterfront lot is centrally located in Santa Rosa Beach, making it a great opportunity for a multitude of options.  Offering approximately 150 feet of water frontage, mature trees and direct bay access, this wonderful property presents an outstanding opportunity to create a custom home, an investment property or a pair of waterfront cottages in a great location with no HOA restrictions.
Framed by beautiful mature trees that provide natural shade and privacy, the homesite overlooks a protected bayou and a large marsh buffer, preserving tranquil views and enhancing the sense of seclusion. Spend afternoons fishing from the shoreline or set out on your kayak or paddleboard for a day on the bay with convenient direct water access.
Adding even more value, a water meter is already in place, allowing a substantial portion, if not all, of the tap fees for new construction to be abated. Whether your vision includes a spacious primary residence with a large yard, a large workshop or garage for your boats and trailers, or two waterfront cottages designed for short-term rental income, this property offers the space and versatility to bring it to life.
Ideally positioned to enjoy everything the Emerald Coast has to offer, this property is just eight minutes from Ed Walline Regional Beach Access and only one minute from Cessna Landing Boat Launch, making both beach days and boating adventures effortlessly accessible. Convenient access to Highway 331 and Highway 98 places shopping, dining, entertainment and neighboring coastal communities just a short drive away.
With generous waterfront frontage, direct bay access, valuable infrastructure already in place and no HOA, this is a great opportunity to secure an affordably priced waterfront homesite in the heart of Santa Rosa Beach.
#1007303

Santa Rosa Beach

1185 N Co Highway 393

None Beds

None Baths

0.34 acres

$230,000

MLS#: 1007303

An Extraordinary Waterfront Opportunity with Gulf Views in Panama City Beach
Opportunities like this are becoming increasingly rare. Perfectly positioned along Front Beach Road, this exceptional waterfront property offers a breathtaking setting between Lullwater Lake and Star Lake, while also capturing beautiful views of the emerald waters of the Gulf of America. Imagine watching spectacular sunsets paint the sky each evening as the shimmering Gulf provides a stunning backdrop just moments away.
This unique property combines the serenity of lakefront living with the excitement and convenience of one of Panama City Beach's most desirable locations. Wake up to peaceful water views, enjoy gentle coastal breezes, and experience the best of Florida's waterfront lifestyle with the beach just across the street.
Whether you're envisioning a luxury coastal estate, an exclusive vacation retreat, or a premier development opportunity, the possibilities are truly endless. The property's elevated position offers the potential to maximize panoramic views of the Gulf of America while preserving the tranquil beauty of the surrounding lakes.
Just minutes from Pier Park, Frank Brown Park, world-class dining, shopping, entertainment, and Northwest Florida Beaches International Airport, this property delivers the perfect balance of privacy, convenience, and investment potential.
#792441

Panama City Beach

16544 Front Beach Road

None Beds

None Baths

0.2 acres

$749,900

MLS#: 792441

''''UNDER CONTRACT TAKING BACKUP OFFERS''''Don't let the 1965 build date fool you--this beautifully updated 4-bedroom, 2-bath home blends timeless character with modern peace of mind. Offering approximately 1,550 square feet of living space. This property is packed with value both inside and out.

Major improvements have already been completed, including a new roof, HVAC and water heater.

The detached garage features its own electrical service, making it an ideal workshop, hobby space, or additional storage. 

A massive covered carport with concrete pad provides plenty of room for your boat, RV, or extra vehicles. 

Out front, the updated aluminum porch posts and railing create an inviting outdoor space to relax or entertain that is maintenance free.

With no HOA, you'll enjoy the freedom to use your property without added fees or restrictive rules. 

Whether you're looking for your first home, a place to spread out, or extra space for your hobbies and toys, this property offers the flexibility today's buyers are searching for.

Conveniently located just minutes from Tyndall Air Force Base, shopping, dining, schools, and everyday conveniences, this move-in-ready home delivers comfort, functionality, and exceptional value in one complete package.
#792398

Panama City

139 N Anita Drive

4 Beds

2 Baths

1,550 Sq.Ft.

$265,000

MLS#: 792398

Beautiful Beach House Retreat in the desirable community of Lakeside at Blue Mountain Beach.
This home has custom finishes throughout: hardwood floors, shiplap walls, custom tile work, granite counters and impact rated windows. It also boasts a large open gathering room, 3 Master Suites, with one being on the first floor. One of the most desirable lots in the neighborhood, steps away from the neighborhood beach access and community pool. This stunning 'turn key' home comes fully furnished, with majority of furnishings from Stock and Trade.
#1007291

Santa Rosa Beach

194 Cabana Trail

4 Beds

4 Baths

2,468 Sq.Ft.

$1,675,000

MLS#: 1007291

Professional PHOTOS Coming soon!
Welcome home to this beautifully updated residence in the desirable Driftwood Estates community. Offering three bedrooms and two bathrooms, plus a versatile flex room or office that easily converts to a fourth bedroom, this home adapts effortlessly to your lifestyle needs. Step inside to discover fresh paint throughout and an updated kitchen featuring elegant quartz countertops, seamlessly opening to the dining and living areas. This inviting open-concept layout is perfect for everyday living and effortless entertaining alike.
The thoughtful upgrades continue throughout the home, including durable vinyl plank flooring, a glass storm door for added natural light and curb appeal, and a WiFi-enabled thermostat for modern convenience. Both bathrooms showcase upscale granite countertops, and the primary closet features a custom dresser also finished in granite. The washer and dryer are included, adding even more value and move-in ready appeal.
Outside, a large covered patio overlooks a private, fenced backyard, creating an ideal setting for relaxing evenings or hosting family and friends.
Located in the sought-after Driftwood Estates community in Santa Rosa Beach, this move-in ready home combines quality upgrades, functional living space, and outdoor charm in one exceptional package. Don't miss your opportunity to make this South Walton gem your new home.
Contact us today to schedule your private showing.
#1007267

Santa Rosa Beach

991 Cocobolo Drive

3 Beds

2 Baths

1,764 Sq.Ft.

$2,950

MLS#: 1007267

Don't miss this VA foreclosure offering 3 bedrooms, 2 bathrooms, and 1,627 square feet of living space in a convenient central Panama City location. This attached single-family home features a spacious floor plan with soaring vaulted ceilings, a generous living room, dedicated dining area, and a functional kitchen with abundant cabinet and counter space.

The split-bedroom layout provides privacy, while the primary suite includes a large bathroom with dual vanities and ample closet space. Step outside to enjoy the covered back patio, perfect for entertaining, grilling, or simply relaxing while overlooking the backyard.

An attached two-car garage adds convenience and extra storage. With a little TLC, this property offers an excellent opportunity for homeowners looking to build equity or investors seeking their next project.

Ideally located near schools, shopping, restaurants, medical facilities, and Tyndall Air Force Base, this home combines convenience with great potential.

Property Highlights:
VA Foreclosure
Attached single-family home
3 Bedrooms | 2 Bathrooms
1,627 Sq. Ft.
Vaulted ceilings
Spacious living and dining areas
Split-bedroom floor plan
Large primary suite with dual vanity
Covered rear patio
Attached 2-car garage
Centrally located near shopping, dining, schools, and Tyndall AFB

Sold As-Is. Buyer to verify all information and measurements deemed important.
#792417

Panama City

1060 W 11th Court

3 Beds

2 Baths

1,627 Sq.Ft.

$123,000

MLS#: 792417

Experience the best of Destin beachfront living at Jade East! This beautifully positioned 3-bedroom, 3 full-bath condominium offers 1,624 square feet of spacious coastal living with breathtaking Gulf views and direct beach access. Designed with an open floor plan, the main living area flows seamlessly to a private balcony where you can relax and enjoy the sights and sounds of the Emerald Coast. The primary suite is a true retreat, featuring stunning Gulf views, private balcony access, and a spacious en-suite bath. Two additional bedrooms and full baths provide plenty of room for family and guests, making this property ideal as a primary residence, second home, or vacation rental investment. Jade East offers exceptional amenities including a private deeded beach, community swimming pool, and seasonal beach service, allowing owners and guests to enjoy a true resort-style experience. Located in the heart of Destin, you'll love the convenience of being directly across the street from Big Kahuna's Water & Adventure Park and just minutes from HarborWalk Village. Enjoy easy access to some of the area's most popular restaurants, grocery stores, shopping, coffee shops, ice cream parlors, entertainment, and attractions. Whether you're seeking a personal coastal getaway or an income-producing property, this Gulf-front condo combines an unbeatable location, incredible views, and outstanding amenities in one of Destin's most desirable beachfront communities.
#1007310

Destin

1018 E Highway 98 1420

3 Beds

3 Baths

1,624 Sq.Ft.

$1,250,000

MLS#: 1007310

Fully Furnished Gulf-Front Condo with Stunning Views Welcome to Unit 1904 at 5115 Gulf Drive, an immaculate 1-bedroom, 2-bath luxury condo perfectly situated on the sugar-white sands of
Panama City Beach. This turnkey, fully furnished residence offers breathtaking floor-to-ceiling Gulf views, modern finishes, and resort-style amenities—ideal as a vacation home, full-time residence, or income-producing rental. Step inside to find an open-concept layout with hardwood floors throughout, a spacious living area, gourmet kitchen featuring quartz countertops and stainless-steel appliances, and a private balcony perfect for enjoying
spectacular sunsets over the Gulf of Mexico.
#781076

Panama City

5115 Gulf Drive 1904

1 Beds

2 Baths

883 Sq.Ft.

$410,000

MLS#: 781076

Here is your chance to own a 5-acre rural homestead. Two homes, multiiple wells, home sites and septic tanks and gas tanks. Perfect for off-grid living or a simplified family compound.

The first home offers two bedrooms and one bathroom. The second home offers an additional bedroom and bathroom. Each home is metered separately with it's own well, septic tank, gas tank, driveway, and a unique street address.

The landscape is diverse and wildlife is abundant. Wild turkey, deer and other wildlife have formed a natural trail through the property. Mature hardwoods create natural shade and habitat throughout. 

The property is fenced into three separate spaces, with the 2-bedroom home on the east side of the property, the one-bedroom home in the middle, and a vacant lot and potential homesite, slab and abandoned tank, on the western-most portion. 

The east home has it's own driveway on miles Road. The middle home has it's own driveway bordering the north side of the 5-acre parcel. The west-most home site is accessible via Miles road or Pecan Shadow Lane. 

This is the perfect place to get away from everything! This homestead is being sold AS IS. The manufactured homes were built in 1973 and 1982. Roofs were replaced in 2018. All information is believed to be accurate. Buyer should verify all information and measurements deemed important.
#792439

Youngstown

5164 Miles Road

3 Beds

2 Baths

1,452 Sq.Ft.

$189,900

MLS#: 792439

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