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*Sellers offering a one-year competitive rental guarantee with qualifying offer*
When I first toured 20405 Front Beach Road I was surprised by how livable the floorplan is for such a strong rental producer. It's very rare to find this kind of rental return on the gulf, and even more rare to find a strong rental producer with a floor plan that feels like a real home, not just a small hotel. This house has a family room on almost every level along with two kitchens and multiple laundry areas. Every bedroom has an ensuite bath, and most of the bedrooms have a walk-in closet as well. Each floor feels like its own space and has room to breathe, so it's ideal for a family to spend time together while not feeling like you're on top of one another. 20405 Front Beach Road advertises one of the best cap rates among gulf front homes with approximately $300,000 in actual gross rental income year-to-date (April 2026) and a projected $390,000+ in annual gross rental income. At $900/ft this home is the second lowest list price per foot in the last year for a gulf front home on the West end of Panama City Beach. 

20405 Front Beach Road is only five miles from Pier Park, the largest shopping, dining, and entertainment complex in Northwest Florida. It also sits five miles from the iconic Rosemary Beach. This is an ideal location for someone who wants to be within striking distance of 30A without paying the 30A price premium. Another aspect of the location that I love is how it makes avoiding traffic gridlock easier. The street directly in front of the driveway, Wisteria Lane, connects to Highway 98. You can pull out of the driveway onto Wiseteria Lane and then turn onto Highway 98 and bypass any congestion on Front Beach Road. This has made avoiding traffic so much easier during busy times. 

Another thing that stands out to me is how deep/wide the stretch of beach in front of the home is. This beach stays relatively uncrowded year-round. I've been at the home during peak Summer and Spring break months and have been surprised with the lack of crowds nearby compared to other gulf front listings that I've toured.

Many properties in our market lack adequate storage, but 20405 Front Beach Road does not have that problem. There's a lockable owner's closet on almost every floor, and it was cleverly built to include a half-car garage which functions as ideal storage or as a large owner's closet. Many owners choose to lock off a space like this and keep a refrigerator, personal bikes, beach toys, and other items they'll need for their vacation. This way an owner can relax and not worry about having to go shopping first thing when they come into town. 

Distance from 20405 Front Beach Road to:
Camp Helen State Park.........4.0 miles
Pier Park...........................5.1 miles
Rosemary Beach.................5.9 miles
Watersound Beach Club........7.8 miles
Airport...............................16 miles (22 minute drive)


*Floor Plan*

Upon entering 20405 Front Beach road there's a foyer/landing area that leads into the downstairs family room. It has a billiards table, dining table, living room, and small kitchen. There's also a large bunk room with an ensuite bathroom. The sliding glass door next to the kitchen provides a great indoor/outdoor entertaining area because it opens out to the gulf front pool with its covered/shaded seating. 

The second floor hosts the main kitchen along with a dining table that seats 8 and a living room. There's a half bath off the living area for convenient guest use. Down the hall there's a washer/dryer hidden behind a set of double doors. There's also two bedroom suites. The first is a bunk room with its own ensuite bathroom and a small juliet balcony. The other is a suite with a king-sized bed, walk-in closet, and ensuite bathroom. 

The third floor is the only one that's occupied entirely by bedrooms. It hosts what I consider to be the primary suite (though many of the bedrooms are large enough to be a primary suite.) The primary suite is directly on the water with access to a private beachfront balcony. It has a walk-in closet, and sizable bathroom with dual vanities, walk-in shower, and a clawfoot bathtub that gets beautiful beach views. There's also another stackable washer/dryer in the hall that's hidden by double doors. In addition, there's three more suites on this level. Two of them are full suites with king-sized beds, ensuite baths, and large closets. The remaining suite is a bunk room with an ensuite bath and small juliet balcony. 

The fourth floor has a sitting area and also a kid's room that has foosball and acts as a third entertainment area. This kids room/entertainment area has its own ensuite bath with dual vanities and walk-in shower. There's also a gulf front suite on this level that sleeps four. It has a walk-in closet, ensuite bathroom, and a private beachfront balcony. 

This property has a heated, beachfront pool with covered sitting area and an outdoor shower. It also shares a private beach walkover with the sister home next door, the two homes jointly use and maintain the walkover.
#1000438

Panama City Beach

20405 Front Beach Road

9 Beds

9 Baths

5,215 Sq.Ft.

$4,695,000

MLS#: 1000438

Under construction and nearly ready to impress! This brand-new 3-bedroom, 2-bath home is ideally located in Panama City. Designed with modern living in mind, the home features 9-foot ceilings and luxury vinyl plank flooring throughout, creating a bright and open feel. The open-concept living, dining, and kitchen areas flow effortlessly, making the space ideal for both everyday living and entertaining. The kitchen boasts granite countertops, stainless steel appliances, and a pantry, all overlooking the main living area. Tucked away for privacy, the primary suite offers a peaceful retreat with a double vanity, walk-in shower, and spacious walk-in closet. Two guest bedrooms share a full bath with a tub/shower combination. A convenient mudroom with garage access is located just off the kitchen, providing added storage and functionality. Also, FPL is currently installing underground power for Douglas Road and it should be completed this year.  Don't miss the opportunity to own a beautiful new construction home in a desirable location.
#788237

Panama City

3112 Douglas Road

3 Beds

2 Baths

1,540 Sq.Ft.

$346,500

MLS#: 788237

UPDATED! This beautifully transformed 2BR, 3BA condo offers the perfect blend of comfort and modern style, FULLY FURNISHED including a GOLF CART perfect for enjoying the resort lifestyle. The inviting kitchen has beautifully updated cabinetry with glass doors, stainless steel appliances,   granite countertops and newly installed sink, disposal, lighting and fixtures.  A convenient breakfast bar & pantry add functionality and style, making this kitchen a perfect space for preparing meals. On the main level, you'll find an updated full bathroom, dining, and living area with newly replaced furniture (2025) and newly installed glass sliding door that opens to a screened-in patio, complete with a grill. Luxury vinyl flooring is installed throughout the living areas and bedrooms, to ensure low maintenance and enhanced hygiene. Upstairs, two spacious bedrooms each with their own private ensuite bath, which have been updated. The primary bedroom also includes a private balcony, providing the perfect spot to enjoy a glass of wine and watch the sunset. New mattresses (2025) in the bedrooms add to your comfort. Two large exterior closets provide ample storage for all your resort items, including beach toys, bikes, and lounge chairs. This condo has undergone significant upgrades, including a full wiring update and the installation of a new breaker box. The HVAC system was replaced in 2020, the hot water heater in 2020, and the air ducts have been professionally cleaned after renovations were completed. Enjoy both CABLE and INTERNET SERVICES, as well as all exterior maintenance, pest control, and lawn care included in your monthly fees. As an owner you can experience all the fabulous amenities of the Sandestin Golf & Beach Resort, including tennis and pickleball courts, four golf courses, shopping, dining, boating, and watersports at Baytowne Wharf and Marina. The condo's golf cart allows for quick access through the tunnel, making it easy to reach the beach in just minutes. Although this condo is not currently used as a rental, it is ideal as an investment property or a perfect second home.
#1000434

Miramar Beach

611 Bayou Drive # 10995

2 Beds

3 Baths

1,400 Sq.Ft.

$550,000

MLS#: 1000434

8 lots of record, (PRICE REDUCTION) located in the heart of Santa Rosa Beach on 2.3 acres. No HOA. The 3BR/2BA house sits in the middle of the 2.3 acres and has large, covered front and rear porches.  Located just minutes from Cessna Landing, white sand beaches, restaurants, & shopping.  Discover the perfect blend of location & value. Great opportunity for builder/developer or investor. Approximately 250 feet of the land fronts Indian Woman Road representing five of the lots.
#1000440

Santa Rosa Beach

605 Indian Woman Road

3 Beds

2 Baths

1,152 Sq.Ft.

$695,000

MLS#: 1000440

This luxurious home is located south of 30A at Caspian Estates in a corner lot with forever Gulf views. The neighborhood has nine homes with 2 private entry gates and a pool.  This 4,858 sq ft home has 5 bedrooms, 5 full baths, and 3 half baths. The house has a 2-car garage and front porch sitting area both with exterior gas lanterns. House has a custom millwork staircase with gorgeous chandeliers and 4 floor accessible elevator.
The first floor includes an entry foyer, staging area, humidity-controlled wine cave, oversized laundry room with washer/dryer, storage closet, half bath, bar with sink/refrigerator/ice maker, and guest bedroom with king-sized bed, full bath & double closets. The laundry room opens to an exterior walkway with access to an outdoor shower with hot & cold water. The second floor includes a guest suite with full bath, laundry closet with washer/dryer, and primary suite. The guest suite includes a "swinging" king bed & two custom wall mount bunk twin beds, bathroom with double sinks and soaking tub & shower, and walk-in closet. The double-door entry to the primary suite has a feature wall behind king-size Tempur-Pedic bed with dual controls, built-in cabinets, morning bar with refrigerator, and wall-mounted television. The master bath includes a spa bath with a freestanding tub and double head shower with Kohler audio system, double sinks, Bidet toilet, and walk-in closet with vanity table, lighted mirror & sink. The primary suite leads out to a private covered 2nd floor porch with forever Gulf views from the swinging bed.
The third floor with 11 1/4 ft ceilings includes the main living room with gas fireplace, dining room, kitchen, bar with sink/ice maker/refrigerator, half bath, and bedroom with full bathroom with double sinks. The gourmet kitchen has high-gloss white cabinets, backsplash window, corner pantry, and center island. Kitchen has Jenn Air appliances including refrigerator, gas range, double ovens, built-in microwave, built-in coffee/cappuccino maker, and dishwasher. The 3rd floor covered balcony is accessible from the living room and the kitchen with retractable sliding glass wall doors that open to a corner porch with a built-in Lynx grill & dining area with beautiful sugar sand & Gulf views.
The fourth floor includes ocean-view living room, half bath, and junior primary suite. The living room has a wet bar area with liquor storage, Sub-Zero wine tower refrigerator, & icemaker as well as television retractable from ceiling stowage. The junior suite with Gulf views includes a king-sized bed and bath with double closets, storage closet, shower, and double sinks. The 4th floor balcony is accessible from the living room as well as the junior primary suite.  This balcony is 447 sq ft with forever Gulf views covered terrace with gas firepit sectional seating & television sectional seating areas.
This contemporary home has been professionally furnished and styled for the beach community south of 30A.
#980593

Santa Rosa Beach

21 Scuttle Hole Road

5 Beds

5 Baths

4,858 Sq.Ft.

$4,749,000

MLS#: 980593

Welcome to the Redbud Plan, where quality craftsmanship meets thoughtful design. This beautifully built 3-bedroom, 2-bathroom home by a 3rd generation custom builder offers more than your typical new construction.
Inside, you'll find durable LVP flooring throughout, an open-concept layout, and a spacious kitchen featuring a large island, farmhouse sink, custom lighting, and hand-selected quartz countertops--perfect for both everyday living and entertaining.
Enjoy both front and back porches, ideal for morning coffee or winding down in the evenings. The classic brick exterior highlights true stick-frame construction, while the large, fenced-in backyard provides space to relax, play, or host.
#1000427

Crestview

3808 Golden Acres Circle

3 Beds

2 Baths

1,368 Sq.Ft.

$278,000

MLS#: 1000427

Exceptional corner assemblage yielding high visibility along its approximate 208' of fronting expanse along Highway 331, a deceleration lane, and a median crosscut across the newly expanded Highway in the emerging market of Freeport, Florida!  Future Land Use Classification is known as 'Rural Village'.  Please inquire for further details.
#1000409

Freeport

19068 S US Highway 331

None Beds

None Baths

N/A

$1,495,000

MLS#: 1000409

Discover the perfect blend of privacy and convenience with this ready-to-build parcel located in DeFuniak Springs. This mostly cleared lot is already well on its way to becoming your future homesite, featuring a well and septic system in place, with power available at the street--saving you time and money on development.
A recent survey is available, giving you added confidence and clarity as you plan your build. Tucked away for peaceful seclusion, this property still offers excellent accessibility--just approximately 15 minutes to DeFuniak Springs, 30 minutes to Crestview, and about 45 minutes to Destin and the stunning Emerald Coast beaches.
Whether you're looking to build your dream home or invest in land with key improvements already in place this lot is a must see.
#1000398

DeFuniak Springs

87 Tangelo Street

None Beds

None Baths

0.23 acres

$39,900

MLS#: 1000398

Searching for Sandestin®--but without the vacation rental feel--Welcome to 2011 Pine Island in Crystal Lake,
one of Sandestin's most sought-after residential neighborhoods, this home offers a rare combination of privacy, quality, and lifestyle.
The home welcomes you with charming curb appeal, a covered front porch, and thoughtful exterior upgrades, including an extended driveway and dedicated golf cart space.
Inside, the open layout is clean, bright, and intentionally designed, anchored by a stunning kitchen featuring high-end Thermador & Wolf appliances, gas cooking, double ovens, custom cabinetry, and a large island that naturally brings people together.
The living area flows effortlessly to the screened porch, creating a seamless indoor-outdoor experience. The backyard is both private and purposeful, with raised garden beds, patio space, and room to relax or entertain.
The primary suite is calm and refined, while additional bedrooms and a flex/office space provide versatility for guests, hobbies, or working from home.
And just moments away, the Crystal Lake pool offers a peaceful place to unwind under the palms and by the lake-all within a non-short-term rental community.
This is Sandestin® living--refined, relaxed, and intentionally yours.
#1000392

Miramar Beach

2011 Pine Island Circle

3 Beds

3 Baths

2,026 Sq.Ft.

$1,125,000

MLS#: 1000392

Eden Model in Parkview at Hammock Bay. Hammock Bay has 3 community pools, large clubhouse, state of the art gym, tennis and pickle ball courts, and miles of walking and bike trails. The Eden offers  3  Bedroom 3 Bath home with a Split bedroom Plan. This Eden has upgraded Counters, Cabinets and Flooring. With Coffered Ceilings in Select rooms and a Tile master shower this 2600 square foot home should not disappoint.
#1000417

Freeport

173 Picnic Place

3 Beds

3 Baths

2,639 Sq.Ft.

$3,200

MLS#: 1000417

*Cash Only*
2 homes on 1 parcel, each with it's own mailing address! This nearly half-acre lot features 2 manufactured homes; live in one, rent the other...or rent both!

The first home (102 W Snapdragon St) is 3 Bedrooms, 2 baths, 924 sq ft, built in 1986 and was FULLY RENOVATED in 2022! Added peace of mind with Durarock under the flooring and new doors!

The second home (76 W Snapdragon St) is 2 bedrooms, 2 baths, 924 sq ft, built in 1985, and features a NEW AC/heat system and NEW skirting! Just needs some TLC to bring it back to it's former glory. 

Close to downtown Defuniak Springs, I-10, and less than 1 hour to the white sandy shores of the Emerald Coast!

All information in the MLS is deemed accurate, but cannot be guaranteed. Buyer and buyer's agent to perform due diligence.
#1000431

DeFuniak Springs

102 W Snapdragon Street

2 Beds

2 Baths

924 Sq.Ft.

$149,999

MLS#: 1000431

Motivated Seller, Bring an offer!  This move in ready home is centrally located, close to shopping/restaurants, Hurlburt Field, Eglin Air Force Base, and the beautiful white sandy beaches of the Emerald Coast. This spacious 2 year old home host an split open floor plan, living room open to a beautiful kitchen with granite counter tops, white cabinetry and stainless steel appliances. Separate dining room off the kitchen for entertaining. Spacious master bedroom with walk-in closet. Unwind from the day on the covered patio. New Carpet in the additional bedrooms. Don't miss out on this fabulous home.
#977569

Fort Walton Beach

2 Marty Ln Lane

4 Beds

2 Baths

1,968 Sq.Ft.

$438,000

MLS#: 977569

Build your dream coastal retreat on this rare vacant homesite located south of 30A on the highly sought-after west end. Nestled within the gated community of Gulf View, this is the only available homesite in the neighborhood--an exceptional opportunity to create a custom residence in an established and desirable setting. Enjoy easy access to the sugar-white sands and emerald waters of the Gulf, with a nearby beach access conveniently located at the end of S. Spooky Lane. This prime location also places you just moments from Gulf Place, where you'll find dining, shopping, and entertainment.
#1000416

Santa Rosa Beach

Lot 5 Beach Walk Lane

None Beds

None Baths

0.19 acres

$1,349,000

MLS#: 1000416

Opportunity knocks with this beautiful value-packed property. Situated on a spacious and attractive lot located in an established well-kept neighborhood. It's an ideal opportunity to start with equity and the potential to expand. The property includes two carports and three storage units, providing excellent space for vehicles, tools, or additional storage needs.  This property is being sold as-is at this price. The home requires some updates and repairs, making it a great opportunity for buyers looking to customize or invest. This rare gem presents strong potential and value and won't last at this price.
#1000411

Pensacola

5915 Margaretta Boulevard

2 Beds

1 Baths

776 Sq.Ft.

$119,900

MLS#: 1000411

This home is a great investment property. Currently it is being used for short term rental. It also is eligible for a VA assumption.
Ideally located just minutes from both NAS Pensacola gates, Corry Station, Target, Aldi, Walmart, the airport, Cordova Mall, Johnson Beach, and downtown Pensacola. Nestled in a welcoming neighborhood full of local charm, this home offers easy access to work, play, and everything in between. Step outside and enjoy the private community walking trail that winds along the bay, where you can watch dolphins, enjoy peaceful water views, or launch a kayak or small boat for weekend fun. When the Blue Angels practice, you may even catch the show from your own backyard! The neighborhood is known for its friendly atmosphere, regular community events, and proximity to amenities that make daily life easier. Nearby private schools also participate in the Step Up Scholarship program, providing additional educational options. Bonus: the roof was replaced in 2022, giving you added peace of mind and long-term value.
With its inviting interior, this property is also a strong rental candidate for those seeking convenient access to bases and the greater Pensacola area.
#975905

Pensacola

619 W Sunset Avenue

3 Beds

2 Baths

1,050 Sq.Ft.

$260,000

MLS#: 975905

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